Financial Planning
Your entire financial life, mapped, coordinated, and built to evolve with you.
Financial planning is a living strategy that coordinates retirement, estate, insurance, cash flow, and legacy goals - updated as your life and the world around you change.
A Plan That Reflects Who You Are -
Not Just What You Own.
A financial plan is not a document. It is a living framework - built around your values, your goals, and the people who depend on you - that guides every significant financial decision you make. At Montreux, we treat financial planning as the connective tissue of your entire financial life.
Our advisors work closely with you and your family to develop a strategy that addresses every dimension of your financial picture - from retirement and estate planning to philanthropic giving, insurance, and multi-generational wealth transfer. This is a collaborative, ongoing process, not a one-time engagement. As your circumstances evolve, your plan evolves with them.
Because our financial planning advisors work in direct coordination with our investment and tax teams, every recommendation accounts for the complete picture. No strategy is built in isolation. No opportunity is missed in the gap between disciplines.
01
Comprehensive
We examine every dimension of your financial life - not just your investments, but your taxes, your estate, your insurance, your cash flow, and your legacy.
02
Collaborative
Your plan is built with you, not handed to you. We listen first, then advise - and we revisit the plan together regularly to ensure it remains aligned with your life.
03
Continuous
A plan written once and filed away is not a plan - it is a document. Ours is a living strategy, updated as your family grows, your goals shift, and the world changes around you.
The Full Scope of Your
Financial Life, Covered.
Multi-Generational Wealth Preservation
Strategies for transferring wealth across generations with tax efficiency, family harmony, and lasting impact. Built to serve not just your financial goals, but your family's.
Trusts & Estate Planning
Trust structures, will coordination, beneficiary strategy, and estate administration planning - developed in close collaboration with your legal counsel for a seamless, unified approach.
Cash Flow & Retirement Planning
Detailed projections of income, expenses, and retirement readiness - with scenario analysis across different life paths, retirement dates, and spending levels.
Succession Planning & Family Governance
Structured frameworks for business succession, family office governance, and the orderly transfer of leadership, ownership, and values across generations.
Philanthropic & Impact Advisory
Donor-advised funds, private foundations, charitable remainder trusts, and values-aligned giving strategies - designed to maximize your impact alongside your tax efficiency.
Insurance Planning
Life, disability, long-term care, and liability coverage analysis - ensuring your financial plan is protected against the unexpected events that no projection can anticipate.
Concierge Financial Services
Bill pay, household cash management, vendor coordination, and the full range of financial administration - for clients who prefer to delegate the details and focus on their lives.
Elder Care Planning
Proactive financial planning for the costs and complexities of aging - for you or for the family members in your care. Thoughtfully integrated into your broader financial strategy.
Special Needs Planning
Specialized trust structures, government benefit coordination, and long-term care strategies for family members with disabilities or special circumstances - handled with expertise and sensitivity.
A Process Designed Around You.
01
Discovery
We begin by listening. A deep, unhurried conversation to understand your goals, your family, your concerns, and what financial success truly means to you.
02
Analysis
We examine your complete financial picture - assets, liabilities, income, tax position, insurance, estate documents, and existing plans - before making a single recommendation.
03
Strategy
We build a comprehensive, integrated plan that coordinates across investment, tax, and planning disciplines - tailored precisely to your circumstances and goals.
04
Partnership
We implement, monitor, and adapt the plan alongside you - through market cycles, life events, and generational transitions. This is an ongoing relationship, not a one-time deliverable.
Your Financial Life Deserves
a Complete Strategy.
Our planning advisors will take the time to understand your full picture before building anything.